Helping you keep your finances healthy!

Ever wondered what it’s like to own your own island?
They’re pricey, celebrities love them, but according to the man who has sold over 2,000 of them to the rich and sometimes famous, you’ve a good chance of ending up with a mosquito-ridden nightmare.

Okay, so the headline I’ve used is a bit misleading – I’m not actually going to list 1,000 reasons not to get a payday loan. But I’m certainly going to give you one: they attract APRs of over 1,000%.

Make no mistake – the mobile money revolution is underway. Your next mobile phone could function as a debit card – or even a shop till. But how do we feel about turning today’s ubiquitous social tool into tomorrow’s virtual bank branch, with all the security worries that could bring?

An extra 17.4% for gas and 10.8% for electricity has been added to energy bills in the latest round of price hikes. The average annual bill has hit £1,287, with bill payers using around 40% of their annual usage during the winter months.

A few weeks into the New Year and many of us have already given up on our overambitious resolutions. We only went to the gym twice and survived just two booze-free weeks. But rather than concentrating on the goals we haven’t achieved, let’s think about what we can effectively improve at the start of 2012. [...]

If something unfortunate happened to you or a close relation, then would the National Health Service (NHS) be able to give you the quickest and most effective treatment available? Would your local hospital be able to provide you with 100% care and attention?

We’ve been getting a lot of questions on the nitty gritty of actually making your will. From “can’t I just write it on a napkin?” to “do my loved ones have to know?”, you’ll find the most frequently asked questions and answers below…