Helping you keep your finances healthy!

The demise of buy to let has been much reported. Now, to para-phrase Mark Twain, it seems that reports of its death have been greatly exaggerated.

Hands up those who have sat through economics lessons at school or university? Those of you now with your hands up will certainly remember that the law of supply and demand is just about the first thing that you learn.

The words “equity release” are enough to send shivers up some people’s spines. There have been some horror stories about this retirement option, and I dare say some of them are true.

To fix or not to fix, that is the million-dollar (or billion-pound) question. While many have been enjoying the low Bank of England base rate (0.5%) for the last 27 months, suspicions about an imminent rise are starting to surface.

Legions of hopeful first time buyers saw their dreams of home ownership vanish in the credit crunch, when mortgage deals that let you borrow over 90 per cent of the property value seemed to disappear overnight.

Feeling a bit hard up? Along with the rest of us?
Despite the lowest mortgage rates in a generation, many of us are still pinned down by high monthly mortgage repayments – or otherwise feeling the pinch.